After months of high rates keeping buyers on the sidelines, things are starting to shift. Rates are already coming down due to a number of economic factors. And yesterday the Federal Reserve cut the Federal Funds Rate for the first time since they began raising that rate in March 2022. And while they don’t control mortgage rates, this sets the stage for mortgage rates to fall even further than they already have – especially since more cuts from the Fed are expected into next year. And lower mortgage rates are bringing more buyers back into the market.

The 4th of July is a time to celebrate freedom and community, and the Twin Cities’ Metro offer some of the most vibrant and engaging celebrations. Whether you love dazzling fireworks, lively parades, or soulful live music, there’s something exciting happening near you. Here’s your ultimate guide to the 4th of July in the Twin Cities!