14961 Madison Street NE

Tucked away on a quiet cul-de-sac in desirable Ham Lake, this spacious 5-bedroom, 4-bath brick home sits on a beautiful 1-acre lot designed for both everyday living and entertaining. The main level offers a formal dining room, private office, and an open-concept living room, informal dining area, and kitchen centered around a cozy fireplace. A convenient mudroom, laundry, and half bath are located just off the kitchen with direct garage access. Upstairs features four generously sized bedrooms, including a spacious primary suite with a luxurious 5-piece bath and dual vanities, plus an additional full bath. The finished lower level adds even more living space with a large family room, fifth bedroom, and additional bath. Enjoy outdoor living with a large deck, walkout lower-level patio, beautifully landscaped yard, fenced garden area with raised beds, underground critter protection, and two Honeycrisp apple trees. Numerous recent updates provide added comfort, efficiency, and peace of mind, including new siding, deck, exterior paint, air conditioner, refrigerator, washer, dishwasher, and car charger in 2025; water heater in 2024; whole-house water filtration system with UV in 2022; and furnace and air exchanger in 2021. Additional updates include new carpet, wood flooring, fresh paint and granite countertops. A fantastic opportunity to enjoy space, comfort, privacy, and extensive recent improvements in a wonderful neighborhood. Generous seller offer: $14,000 toward closing costs to make this home your own! Mortgage savings may be available for buyers of this listing.